Finclusion

DIGITAL PAYMENT SOLUTION

The AI Banking Assistant for Everyone
In English

Send money, pay bills, and manage finances through WhatsApp or the Web in your language.

Available in:English
Finclusion Payment Device

Everything You Need, Right in Your Chat

Finclusion brings complete financial services to WhatsApp, the app you already know and trust.

Speak Your Language

Interact in English, Pidgin, Yoruba, Hausa, Igbo, Swahili, or Twi. We understand you.

Multiple Ways to Communicate

Send a voice note, snap a photo of your bill, or simply type. Whatever works for you.

Complete Financial Services

Transfer money, buy airtime, pay bills, check balances, and save - all from one chat.

No Literacy Barriers

Can't read? No problem. Our voice assistant guides you every step of the way.

Works Everywhere

Basic phone? Slow internet? Finclusion works even in low-connectivity areas.

Safe & Secure

Bank-level encryption to protect every transaction. Your money is safe.

Simple as Sending a Message

Three easy steps to complete any financial task

Open WhatsApp

No app downloads. Just start a chat with Finclusion on WhatsApp.

Tell Us What You Need

Say "Send 5000 naira to my sister" or snap a photo of your electricity bill. In any language you're comfortable with.

Done in Seconds

Your transaction is complete. Get instant confirmation and receipts directly in your chat.

Where Finclusion Fits Into Everyday Life

Real people, real financial needs, real solutions

Market Traders
Sent ₦20,000to Mama Chinedu
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Market Traders

Track daily sales and receive customer payments instantly

Rural Farmers
Sent ₦20,000to Aminat
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Rural Farmers

Get loan disbursements and purchase farm inputs easily

Students
Sent ₦10,000to UNN
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Students

Pay school fees and manage monthly allowances

Artisans
Sent ₦5,000to Iyanu
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Artisans

Accept payment from customers without delays

Built on WhatsApp's Security and Trust

Leverage the platform 2 billion people already use and love

End-to-End Encryption

Every conversation and transaction is protected by WhatsApp's built-in security. No one can access your financial information.

Already Familiar

No new app to learn. Use the same WhatsApp you chat with friends and family on. Zero learning curve.

Always Available

Banking whenever you need it. Send requests anytime, and we'll process them instantly.

Frequently asked question

Everything you need to know about Finclusion

A changelog lists what's new, improved, or fixed. We publish clear notes for each update so you know exactly what changed.

We iterate continuously. Minor improvements ship weekly; larger feature releases roll out as soon as they pass testing.

All release notes are available inside the app and on our website's changelog page for full transparency.

Start Your Financial Journey
Today

Banking on your terms. In your language. Through your favorite app.