Everything You Need, Right in Your Chat
Finclusion brings complete financial services to WhatsApp, the app you already know and trust.
Speak Your Language
Interact in English, Pidgin, Yoruba, Hausa, Igbo, Swahili, or Twi. We understand you.
Multiple Ways to Communicate
Send a voice note, snap a photo of your bill, or simply type. Whatever works for you.
Complete Financial Services
Transfer money, buy airtime, pay bills, check balances, and save - all from one chat.
No Literacy Barriers
Can't read? No problem. Our voice assistant guides you every step of the way.
Works Everywhere
Basic phone? Slow internet? Finclusion works even in low-connectivity areas.
Safe & Secure
Bank-level encryption to protect every transaction. Your money is safe.
Simple as Sending a Message
Three easy steps to complete any financial task
Open WhatsApp
No app downloads. Just start a chat with Finclusion on WhatsApp.
Tell Us What You Need
Say "Send 5000 naira to my sister" or snap a photo of your electricity bill. In any language you're comfortable with.
Done in Seconds
Your transaction is complete. Get instant confirmation and receipts directly in your chat.
Where Finclusion Fits Into Everyday Life
Real people, real financial needs, real solutions


Market Traders
Track daily sales and receive customer payments instantly


Rural Farmers
Get loan disbursements and purchase farm inputs easily


Students
Pay school fees and manage monthly allowances


Artisans
Accept payment from customers without delays
Built on WhatsApp's Security and Trust
Leverage the platform 2 billion people already use and love
End-to-End Encryption
Every conversation and transaction is protected by WhatsApp's built-in security. No one can access your financial information.
Already Familiar
No new app to learn. Use the same WhatsApp you chat with friends and family on. Zero learning curve.
Always Available
Banking whenever you need it. Send requests anytime, and we'll process them instantly.
Frequently asked question
Everything you need to know about Finclusion
A changelog lists what's new, improved, or fixed. We publish clear notes for each update so you know exactly what changed.
We iterate continuously. Minor improvements ship weekly; larger feature releases roll out as soon as they pass testing.
All release notes are available inside the app and on our website's changelog page for full transparency.
Start Your Financial Journey
Today
Banking on your terms. In your language. Through your favorite app.